October 4th, 2022
With our support, taking out private medical insurance (PMI) doesn’t need to be a headache. We’ve added PMI to our list of contractor insurance options, and we’re now available to assist our clients, providing them with peace of mind and the perfect private medical plan for their situation.
As a self-employed or contracted worker, falling ill can cause stress, hassle and disruption. Many employees receive sick days and PMI as workplace benefits, but many independent professionals don’t have these things set up for themselves.
Of course, the NHS continues to be an essential and helpful service. But going private can sometimes reduce waiting times and enable you to get back to your best self (and back to working hard) much more quickly.
More contractors and self-employed people than ever are looking into PMI in 2022. Thankfully, we have added PMI to our list of insurance options alongside property, life, critical care and income protection insurance. We can guide you through every step of the process, connecting you with the right health plan for your needs.
What does private medical insurance cover?
PMI can cover the cost of everything from a hip replacement to in-patient physiotherapy. If you can afford the premiums, it’s a great way to receive top-quality healthcare quickly, skipping NHS waiting lists.
Your insurance plan should cover most of your costs, but no insurance plan covers every type of illness. Often, PMI plans exclude:
- Illnesses and ailments that are ongoing and need long-term monitoring
- Illnesses and ailments that require long-term relief of symptoms
- Rehabilitation that helps you to live with your illness long term
- Help with something that will continue indefinitely
- Help with something that has no known cure
- Help with an illness or ailment that is likely to return
What private medical insurance is available to me?
Hundreds of different deals are available, but our specialist advisers are now available to help you find the best option for your needs.
Plans are usually categorised as low cost, mid-range or top range. Low-cost plans help with the basics, mid-range plans come with more treatment flexibility, and top-range plans are the most expensive but offer the most coverage.
To figure out which PMI plan is right for you or learn more about our newly launched PMI service, get in touch today to chat with an experienced professional.