Find your best contractor mortgage.

A mortgage of £315,000 payable over 25 years, initially on a fixed rate of 1.19% for 24 months until 30th June 2022. This would be followed by the lenders standard variable rate of 4.24% for the remaining 23 years. This would require 27 payments of £1,218.27 followed by 273 payments of £1,664.57. The total amount payable would be £488,045.90 made up of the loan amount plus interest. The overall cost for comparison is 3.8% APRC representative. With £995 lender’s product fee being added to the loan amount, you will pay additional interest on this amount. Scheme comes with a free valuation.

A mortgage of £315,000 payable over 25 years, initially on fixed rate of 1.49% until 31st March 2022 followed by a variable rate which is 0.50% lower than the lenders standard variable rate, currently at 4.99%, giving a current rate payable of 4.49% until 31st March 2025, this is then followed by the lenders standard variable rate of 4.99% for the remaining 20 years. This would require 24 payments of £1262.31, then 36 payments of £1714.86 followed by 240 payments of £1788.91. The total amount payable would be £522,314.23 made up of the loan amount plus interest. The overall cost comparison is 4.4% APRC representative. With £999 lender’s product fee being added to the loan amount, you will pay additional interest on this amount. Scheme comes with a free valuation.

A mortgage of £300,000 payable over 25 years, initially on a fixed rate of 1.35% until 30th June 2022 and then on the lenders variable rate of 4.74% for the remaining 23 years. This would require 27 payments of £337.50 and 273 payments of £1,185.00. The total amount payable would be £634,989.50. This is based on an interest-only mortgage where the monthly payments do not reduce the loan amount outstanding. The total amount to be repaid assumes that you pay off the amount borrowed as a lump sum at the end of the mortgage. The overall cost for comparison is 4.4% APRC representative. This is based on the £995 lender’s product fee being paid upfront.

A mortgage of £300,000 payable over 25 years, initially on a fixed rate of 1.14% until 30th June 2022 and then on a variable rate of 4.24% for the remaining 23 years. This would require 27 payments of £1,149.73 followed by 273 payments of £1,579.51. The total amount payable would be £465,104.21 made up of the loan amount plus interest. The overall cost for comparison is 3.8% APRC representative. With £1,499 lender’s product fee being paid upfront.

A mortgage of £315,000 payable over 25 years, initially on a discounted rate of 1.39% for 24 months (4.30% below the lenders standard variable rate of 5.69) and then on a variable rate of 4.44% for 36 months (1.25% below the lenders standard variable rate of 5.69%), this is then followed by the lenders standard variable rate currently at 5.69% for the remaining 20 years. This would require 24 payments of £1,247.67 then 36 payments of £1,705.35 followed by 240 payment of £1,892.97 The total amount payable would be £546,963.48 made up of the loan amount plus interest. The overall cost for comparison is 4.80% APRC representative. With £999 lender’s product fee being added to the loan, you will pay additional interest on this amount. Scheme comes with a free valuation.

A mortgage of £315,000 payable over 25 years, initially on a tracker rate of 1.32% which is 0.57% above Bank of England base rate of 0.75% until 30th June 2022 and then on a lender’s standard variable rate of 4.24% for the remaining 23 years. This would require 27 payments of £1237.23 followed by 273 payments of £1666.76. The total amount payable would be £489.807.69 made up of the loan amount plus interest. The overall cost for comparison is 3.8% APRC representative. With £995 Lender’s product fee being added to the loan, you will pay additional interest on this amount. This scheme comes with a £250 cashback paid on completion.