Find your best contractor mortgage.

A mortgage of £315,000 payable over 25 years, initially on a fixed rate of 1.19% until 30th September 2022. This would be followed by the lender’s variable rate of 3.59% for the remaining 23 years of the mortgage term. This would require 26 payments of £1218.27 followed by 274 payments of £1563.93. The total amount payable would be £461,216.84 made up of the loan amount plus interest. The overall cost for comparison is 3.2% APRC representative. This is based on the £995 lender’s product fee being added to the loan, you will pay additional interest in this amount. This scheme comes with a free valuation.

A mortgage of £315,000 payable over 25 years, initially on a fixed rate of 1.33% until 30th June 2022. Followed by a variable rate which is 0.50% below the lender’s standard variable rate, currently 4.49%, giving a current rate payable of 3.99% until 30th June 2025, followed by the lender’s standard variable rate, currently 4.49%, for the remaining term of the mortgage. This would require 23 payments of £1,238.71 followed by 36 payments of £1633.04, and 240 payments of £1,705.19. The total amount payable would be £499,475.99 made up of the loan amount plus interest. The overall cost for comparison is 4.0% APRC representative. This is based on the £999 lender’s product fee being paid upfront. This scheme comes with a free valuation.

A mortgage of £315,000 payable over 25 years, initially on a fixed rate of 1.19% until 31st July 2022. This would be followed by the lender’s variable rate of 4.74% for the remaining 23 years of the mortgage term. This would require 24 payments of £1214.44 followed by 276 payments of £1745.90. The total amount payable would be £518,884.96 made up of the loan amount plus interest. The overall cost for comparison is 4.4% APRC representative. This is based on the lender’s completion fee of £6,300 being added to the loan.

A mortgage of £315,000 payable over 25 years, initially on a fixed rate of 1.19% until 31st July 2022. Followed by a variable rate which is 1.25% below the lender’s standard variable rate, currently 5.29%, giving a current rate payable of 4.04% until 30th July 2025. This would be followed by lender's standard variable rate of 5.29%, for the remaining of the mortgage term. This would require 24 payments of £1214.44, followed by 36 payments of £1635.35 this is then followed by 240 payments of £1814.86. The total amount payable would be £525,825.56 made up of the loan amount plus interest. The overall cost for comparison is 4.4% APRC representative. This is based on £999 lender’s product fee being added to the loan, you will pay additional interest in this amount. This scheme comes with a free valuation.

A mortgage of £315,000 payable over 25 years, initially on a discount rate which is currently 3.95% with a discount 3.95%, giving a current rate of 1.59% for 36 months. This would be followed by the lender’s variable rate of 3.95% for the remaining term of the mortgage. This would require 36 payments of £1273.16 followed by 264 payments of £1,608.67. The total amount payable would be £472,257.64 made up of the loan amount plus interest. The overall cost for comparison is 3.5% APRC representative. This is based on the £600 lender’s application fee being paid upfront.

A mortgage of £315,000 payable over 25 years, initially on a variable rate of 1.14 above the Bank of England base rate which is currently 0.10%, giving a rate of 1.24% for 24 months. This is followed by a variable rate 3.49% above the Bank of England base rate, currently at 0.10%, giving a current rate payable of 3.59% for the remaining term of the mortgage. This would require 24 payments of £1221.68 followed by 276 payments of £1562.26. The total amount payable would be £463,739.08 made up of the loan amount plus interest. The overall cost for comparison is 3.3% APRC representative. This is based on £1,999 application fee being paid up front. This scheme comes with comes with a free valuation