Find your best contractor mortgage.

A mortgage of £315,000 payable over 25 years, initially on a rate of 3.19% fixed for 2 years at £1,525.08 per month and then on to the lenders Standard Variable Rate which is currently 4.75%, for the remaining term of the mortgage at £1,776.64. The total amount payable would be £529,253.31 made up of the loan amount plus interest. The overall cost for comparison is 4.6% APRC representative. With £999 lender’s product fee being paid upfront.

A mortgage of £315,000 payable over 25 years, at 3.80 fixed until 31/12/2024 and then followed by the lender's Standard Variable Rate (SVR), currently 4.89%, with a discount of 0.65%, giving a current rate payable of 4.24% until 31/12/2027. Followed by (SVR), currently 4.89%, for the remaining term of the mortgage. The total amount payable would be £518,108.17 made up of the loan amount plus interest. The overall cost for comparison is 4.7% APRC representative. With £999 lender’s product fee being paid upfront.

A mortgage of £315,000 payable over 25 years, initially on a fixed rate which is currently 2.84% until 01/10/2024. This would be followed by the lenders variable Buy To Let rate, currently 5.69% for the remaining 23 years and would require 25 payments of £745.50 followed by 275 payments of £1,493.63. The total amount payable would be £747,736.75. The overall cost for comparison is 5.5% APRC representative. This is based on the £1,995 lender’s product fee being paid upfront and £500 cashback on completion. This is based on an interest-only mortgage where the monthly payments do not reduce the loan amount outstanding. The total amount to be repaid assumes that you pay off the amount borrowed as a lump sum at the end of the mortgage.

A mortgage of £315,000 payable over 25 years, initially on a fixed rate which is currently 3.15% until 01/10/2024. This would be followed by the lenders standard variable rate of 5.49% currently for the remaining term. This would require 25 payments of £1,518.46 followed by 275 payments of £1,901.38. The total amount payable would be £563,192 made up of the loan amount plus interest. The overall cost for comparison is 5.2% APRC representative. This is based on the £995 lenders product fee being paid upfront and £300 cashback on completion.

A mortgage of £315,000 payable over 25 years, initially on a variable discount rate which is currently 2.80% below the lenders Standard Variable Rate, currently 4.65% for a period of 27 months, giving a current rate payable of 1.85%. This would be followed by a variable rate which is 0.50% below the lenders Standard Variable Rate (SVR) currently 4.65%, giving a current rate payable of 4.15% until 30/11/2027. Followed by the standard variable rate which is currently 4.65% for the remaining term of the mortgage. This would require 27 payments of £1,312.26 followed by 36 payments of £1,655.82 and 237 payments of £1,727.50. The total amount payable would be £505,676.04 made up of the loan amount plus interest. The overall cost for comparison is 4.1% APRC representative.

A mortgage of £315,000 payable over 25 years, initially on a variable rate which is the Bank of England base rate currently 1.25% + 0.75% tracker rate, giving a rate payable for 2 years at 2.00%, followed by the lenders standard variable rate which is 3.49% above the Bank of England base rate, currently 1.25%, giving a current rate payable of 4.74% for the remaining term of the mortgage. This would require 24 payments of £1,335.14 followed by 276 payments of £1,758.27. The total amount payable would be £519,560.88 made up of the loan amount plus interest. The overall cost for comparison is 4.4% APRC representative. This is based on the £999 lenders application fee being paid upfront.