Find your best contractor mortgage.

A mortgage of £315,000 payable over 25 years, initially on a tracker rate which is 0.64% above the Bank of England base rate, currently 0.10%, giving a current rate payable of 0.84% for a period of 24 months. Followed by the lender’s variable rate which is 3.49% above the Bank of England base rate, currently 0.10%, giving a current rate payable of 3.59% for the remaining term of the mortgage. This would require 24 payments of £1,164.47 followed by 276 payments of £1,556.55. The total amount payable would be £460,790.08 made up of the loan amount plus interest. The overall cost for comparison is 3.3% APRC representative. This is based on the £1,999 lender’s application fee being paid upfront. This scheme comes with a free valuation for purchases.

A mortgage of £315,000 payable over 25 years, initially on a fixed rate of 1.40% until 30th June 2022. Followed by a variable rate which is 0.50% below the lender’s standard variable rate, currently 4.49%, giving a current rate payable of 3.99% until 30th June 2025, followed by the lender’s standard variable rate, currently 4.49%, for the remaining term of the mortgage. This would require 26 payments of £1,245.05 followed by 36 payments of £1624.66, and 238 payments of £1,695.68. The total amount payable would be £496,675.33 made up of the loan amount plus interest. The overall cost for comparison is 3.9% APRC representative. This is based on the £999 lender’s arrangement fee being paid upfront. This scheme comes with a free valuation.

A mortgage of £315,000 payable over 25 years, initially on a fixed rate which is a rate of 1.19% until 31st May 2022. This would be followed by the lenders standard variable rate which currently is 4.74% for the remainder of the mortgage term. This would require 25 payments of £1,214.44 followed by 275 monthly payments of £1,741.89. The total amount payable would be £517,800.75 made up of the loan amount plus interest. The overall cost for comparison is 4.4% APRC representative. This is based on the £6,300 lender’s arrangement fee being paid upfront.

A mortgage of £315,000 payable over 25 years, initially on a fixed rate which is a rate of 1.14% until 30th June 2022. This would be followed by a variable rate which 1.25% below the lender’s standard variable rate of 5.69%, giving a rate of 4.44% until 30th June 2025. This is then followed by the lender’s standard variable rate of 5.69% for the remainder of the mortgage term. This would require 26 payments of £1,207.22 followed by 36 payments of £1,692.28 and finally 238 payments of £1877.15. The total amount payable would be £542,419.50 made up of the loan amount plus interest. The overall cost for comparison is 4.7% APRC representative. This is based on the £1,999 lender’s product fee being paid upfront. This scheme comes with a free valuation.

A mortgage of £315,000 payable over 25 years, initially on a variable rate which is currently 5.69% with a discount of 4.30% for 24 months, giving a current rate payable of 1.39%. This would be followed by a variable rate of 4.44% for 36 months and a variable rate of 5.69% for the remaining term of the mortgage. This would require 24 payments of £1,243.58 followed by 36 monthly payments of £1,699.77 and a further 240 monthly payments of £1,886.78. The total amount payable would be £546,212.84 made up of the loan amount plus interest. The overall cost for comparison is 4.8% APRC representative. This is based on the lender’s £999 product fee being paid upfront.

A mortgage of £315,000 payable over 25 years, initially on a tracker rate which is currently 0.74% above the bank of England base rate currently 0.1% for a period of 24 months, giving a current rate payable of 0.84%. This would be followed by a variable rate of 3.59% for the remaining 276 months and would require 24 payments of £1,164.47 followed by 276 payments of £1,556.55. The total amount payable would be £460,790.08, made up of the loan amount plus interest. The overall cost for comparison is 3.3% APRC representative. This is based on the £1,999 lender’s product fee being paid upfront.