Find your best contractor mortgage.

A mortgage of £315,000 payable over 25 years, initially on a variable rate of 1.04% until 31st August 2023, this is then followed by a lenders variable rate of 3.59% for the remaining term of the mortgage. This would require 25 payments of £1,192.86, then followed by 275 payments of £1,558.06. The total amount payable would be £459,313.00 this amount is made up of the loan amount plus interest. The overall cost comparison is 3.2% APR representative. This is based on the £995 product fee being paid upfront. This scheme comes with a free valuation.

A mortgage of £315,000 payable over 25 years, initially on a variable rate of 1.59% until 30th June 2023, this is then followed by a variable rate which is 0.50% below the lenders variable which is currently 4.49%, giving a current rate of 3.99% until 30th June 2026. This is then followed by the lenders variable term of 4.49% for the remaining term of the mortgage. This would require 23 payments of £1,273.16, this is then followed by 36 payments of £1,631.46 and then finally 241 payments of £1,703.55. The total amount payable would be £499,820.22 this amount is made up of the loan amount plus interest. The overall cost comparison is 4.0% APR representative. This is based on the £999 product fee being paid upfront. This scheme comes with a free valuation.

A mortgage of £315,000 payable over 25 years, initially on a fixed rate of 1.19% until 31st July 2023 and then on lender’s variable rate which is currently 4.74% for remaining mortgage term. This would require 24 payments of £312.38 followed by 276 payments of £1,244.25. The total amount payable would be £673,830.12 made up of the loan amount plus interest. This is based on an interest-only mortgage where the monthly payments do not reduce the loan amount outstanding. The total amount to be repaid assumes that you pay off the amount borrowed as a lump sum at the end of the mortgage. The overall cost for comparison is 4.5% APR representative. This is based on £6,300 lender’s completion fee being paid upfront.

A mortgage of £315,000 payable over 25 years, initially on a variable rate of 1.04% until 31st August 2023, this is then followed by a lenders variable rate of 3.59% for the remaining term of the mortgage. This would require 25 payments of £1,192.86, then followed by 275 payments of £1,558.06. The total amount payable would be £460,308.00 this amount is made up of the loan amount plus interest. The overall cost comparison is 3.2% APR representative. This is based on the £995 product fee being paid upfront. This scheme comes with a free valuation.

A mortgage of £315,000 payable over 25 years, initially on a discount rate which is currently 5.89% with a discount of 4.90% giving a current rate of 0.99% for 24 months. This is followed by a variable rate which is 1.65% below the lenders standard variable rate which is currently 5.89%, giving a current rate payable of 4.24% for 36 months. This is then followed by the lenders standard variable rate of 5.99% for remaining term of the mortgage. This would require 24 payments of £1,185.72 followed by 36 payments of £1,661.33, then finally 240 payments of £1,906.76 The total amount payable would £546,986.56 made up of the loan amount plus interest. This is based on £500 completion fee will be paid upfront. This scheme comes with a free valuation.

A mortgage of £315,000 payable over 25 years, initially on a variable rate of 1.49% above the Bank of England base rate which is currently 0.10%, giving a rate of 1.59% for 24 months. This is followed by the lender’s variable rate of 3.59% for the remaining term of the mortgage. This would require 24 payments of £1,273.16 will be then followed by 276 payments of £1,567.11. The total amount payable would be £464,662.20 made up of the loan amount plus interest. The overall cost for comparison is 3.3% APRC representative. This is based on a £1,499 product fee being paid upfront. This scheme comes with a free valuation.