Find your best contractor mortgage.

We work with the UK’s leading contractor mortgage lenders to bring contractors more choice and better value.

Provider
Product Type
Initial Rate
Rate Ends
Cost for Comparison
Redemption Period
Calculate Monthly Payments
Provider:
Product Type:
First Time Buyer
Initial Rate:
1.35%
Rate Ends:
30/09/2021
Cost for Comparison:
3.8% APR
Redemption Period:
30/09/2021
Calculate Monthly Payments:
Calculate
A mortgage of £315,000 payable over 25 years, initially on a fixed rate of 1.35% until 30/09/2021 and then on a variable rate of 4.24% for the remaining 23 years would require 26 payments of £1,237.72 followed by 274 payments of £1,663.60. The total amount payable would be £490,862.39 made up of the loan amount plus interest. The overall cost for comparison is 3.8% APRC representative. With £1499 lender’s product fee being paid upfront.
Provider:
Product Type:
Offset
Initial Rate:
1.49%
Rate Ends:
30/09/2021
Cost for Comparison:
4.3% APR
Redemption Period:
30/09/2021
Calculate Monthly Payments:
Calculate
A mortgage of £315,000 payable over 25 years, initially on a fixed rate of 1.49% until 30/09/2021 and then on a variable rate of 4.99% for another 3 years reverting to a variable rate of 4.74% for the remaining 20 years would require 26 payments of £1,258.32 followed by 36 payments of £1,788.28 followed by 238 payments of £1,751.30. The total amount payable would be £516,148.23 made up of the loan amount plus interest. The overall cost for comparison is 4.3% APRC representative. With £999 lender’s product fee being paid upfront.
Provider:
Product Type:
Buy to Let
Initial Rate:
Base Rate + 0.71%
Rate Ends:
31/08/2021
Cost for Comparison:
5.3% APR
Redemption Period:
31/08/2021
Calculate Monthly Payments:
Calculate
A mortgage of £315,000 payable over 25 years, initially on a Bank of England base rate currently 0.75%+ 0.71% tracker rate at 1.46% rate until 31/08/2021 and then on a discounted rate of the lenders SVR currently 5.99% with a discount of 1.00%, giving a current rate payable of 4.99% until 31/08/2024, followed by a variable rate of 5.99% for the remaining 20 years would require 25 payments of £383.25 then 36 payments of £1,309.87 followed by 239 payments of £1,572.38. The total amount payable would be £749,883.39. The overall cost for comparison is 5.3% APRC representative. This is based on the £999 lender’s product fee being paid upfront and is based on an interest-only mortgage where the monthly payments do not reduce the loan amount outstanding. The total amount to be repaid assumes that you pay off the amount borrowed as a lump sum at the end of the mortgage.
Provider:
Product Type:
Next Time Buyer
Initial Rate:
Base Rate + 0.54%
Rate Ends:
2 years
Cost for Comparison:
3.8% APR
Redemption Period:
2 years
Calculate Monthly Payments:
Calculate
A mortgage of £315,000 payable over 25 years, initially on a Bank of England base rate currently 0.75%+ 0.54% tracker rate at 1.29% currently until 30/09/2021 (which will not go below a floor of 0.54%) and then on a variable rate of 4.24% for the remaining 23 years would require 26 payments of £1,228.96 followed by 274 payments of £1,662.63. The total amount payable would be £489,868.85 made up of the loan amount plus interest. The overall cost for comparison is 3.8% APRC representative and based on the £999 lender’s product fee being paid upfront.
Provider:
Product Type:
Discount
Initial Rate:
1.29%
Rate Ends:
2 years
Cost for Comparison:
5.2% APR
Redemption Period:
2 years
Calculate Monthly Payments:
Calculate
A mortgage of £315,000 payable over 25 years, initially on a discount rate which is currently 5.79% with a discount of 4.50% for 2 years, giving a current rate of 1.29% (which will not go below a floor of 0.99%). This would be followed by a variable rate of 5.79% for the remaining 23 years and would require 24 payments of £1,229.03 followed by 276 payments of £1,925.63. The total amount payable would be £563,714.60 made up of the loan amount plus interest. The overall cost for comparison is 5.20% APRC representative. This is based on the £999 lender’s completion fee being paid upfront.
Provider:
Product Type:
Tracker
Initial Rate:
Base Rate + 0.54%
Rate Ends:
31/09/2021
Cost for Comparison:
3.8% APR
Redemption Period:
31/09/2021
Calculate Monthly Payments:
Calculate
A mortgage of £315,000 payable over 25 years, initially on a Bank of England base rate currently 0.75%+ 0.54 tracker rate at 1.29% until 30/09/2021 currently and then on a variable rate of 4.24% for the remaining 23 years would require 26 payments of £1,228.96 followed by 274 payments of £1,662.63. The total amount payable would be £489,868.85 made up of the loan amount plus interest. The overall cost for comparison is 3.8% APRC representative. This is based on the £999 lender’s product fee being paid upfront.

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