Find your best contractor mortgage.

A mortgage of £315,000 payable over 25 years, initially on a variable rate of 1.30% until 30th September 2022 and then on lender’s variable rate which is currently 3.59% for remaining mortgage term. This would require 24 payments of £1,234.30 followed by 276 payments of £1,568.04. The total amount payable would be £463,479.24 made up of the loan amount plus interest. The overall cost for comparison is 3.3% APR representative. This is based on £995 lender’s product fee being paid upfront. This scheme comes with a £250 cashback paid on completion.

A mortgage of £315,000 payable over 25 years, initially on a variable rate of 1.44% above the Bank of England base rate which is currently 0.10%, giving a rate of 1.54% for 24 months. This is followed by a variable rate 3.49% above the Bank of England base rate, currently at 0.10%, giving a current rate payable of 3.59% for the remaining term of the mortgage. This would require 24 payments of £1272.90 followed by 276 payments of £1575.30. The total amount payable would be £ 466,533.40 made up of the loan amount plus interest. The overall cost for comparison is 3.4% APRC representative. This is based on £1,749 application fee being paid upfront. This scheme comes with comes with a free valuation.

A mortgage of £315,000 payable over 25 years, initially on a fixed rate of 1.19% until 30th September 2022 and then on lender’s variable rate which is currently 4.74% for remaining mortgage term. This would require 24 payments of £312.38 followed by 276 payments of £1,244.25. The total amount payable would be £673,830.12 made up of the loan amount plus interest. The overall cost for comparison is 4.5% APR representative. This is based on £6300 lender’s completion fee being paid upfront. This is based on an interest-only mortgage where the monthly payments do not reduce the loan amount outstanding. The total amount to be repaid assumes that you pay off the amount borrowed as a lump sum at the end of the mortgage.

A mortgage of £315,000 payable over 25 years, initially on a variable rate of 1.16% until 1st November 2022 and then on lender’s variable rate which is currently 4.34% for remaining mortgage term. This would require 25 payments of £1,210.10 followed by 275 payments of £1,678.29. The total amount payable would be £494,302.25 made up of the loan amount plus interest. The overall cost for comparison is 3.9% APR representative. This is based on £1,495 lender’s product fee being paid upfront. This scheme comes with a free valuation.

A mortgage of £315,000 payable over 25 years, initially on a discount rate which is currently 5.19% with a discount of 3.59%, giving a current rate of 1.60% for 24 months. This would be followed by a lender’s variable rate of 5.19% for the remaining term. This would require 24 payments of £1,274.65 followed by 276 payments of £1,827.68. The total amount payable would £536,248.78 made up of the loan amount plus interest. The overall cost for comparison is 4.7% APRC representative. This scheme comes with a free valuation and £400 cashback on completion.

A mortgage of £315,000 payable over 25 years, initially on a variable rate of 1.48% above the Bank of England base rate which is currently 0.10%, giving a rate of 1.58% for 24 months. This is followed by a variable rate 3.49% above the Bank of England base rate, currently at 0.10%, giving a current rate payable of 3.59% for the remaining term of the mortgage. This would require 24 payments of £1271.67 followed by 276 payments of £1566.98. The total amount payable would be £464,242.56 made up of the loan amount plus interest. The overall cost for comparison is 3.3% APRC representative. This scheme comes with comes with a free valuation.