Find your best contractor mortgage.

A mortgage of £315,000 payable over 25 years, initially on a fixed rate of 1.09% until 31st July 2022 and then on lender’s variable rate which is currently 3.59% for remaining mortgage term. This would require 23 payments of £1,203.83 followed by 277 payments of £1,566.43. The total amount payable would be £462,285.20 made up of the loan amount plus interest. The overall cost for comparison is 3.3% APR representative. This is based on £999 lender’s product fee being paid upfront. This scheme comes with a free valuation.

A mortgage of £315,000 payable over 25 years, initially on a fixed rate of 1.33% until 30th September 2022. Followed by a variable rate which is 0.50% below the lender’s standard variable rate, currently 4.49%, giving a current rate payable of 3.99% until 30th June 2025, followed by the lender’s standard variable rate, currently 4.49%, for the remaining term of the mortgage. This would require 25 payments of £1,238.71 followed by 33 payments of £1631.16, and 242 payments of £1,702.44. The total amount payable would be £497,998.94 made up of the loan amount plus interest. The overall cost for comparison is 3.9% APRC representative. This is based on the £999 lender’s product fee being paid upfront. This scheme comes with a free valuation.

A mortgage of £315,000 payable over 25 years, initially on a fixed rate of 1.19% until 31st September 2022 and then on lender’s variable rate which is currently 4.74% for remaining mortgage term. This would require 25 payments of £1,214.44 followed by 275 payments of £1,743.89. The total amount payable would be £ 517,800.75 made up of the loan amount plus interest. The overall cost for comparison is 4.4% APR representative. This is based on £6300 lender’s completion fee being paid upfront.

A mortgage of £315,000 payable over 25 years, initially on a fixed rate of 1.14% until 31st October 2022, followed by a variable rate which is 1.25% below the lender’s standard variable rate, currently 5.29%, giving a current rate payable of 4.04% until 31st September 2025, followed by the lender’s standard variable rate, currently 5.29%, for the remaining term of the mortgage. This would require 26 payments of £1,207.22 followed by 36 payments of £1682.44, and 238 payments of £1,809.20. The total amount payable would be £523,949.16 made up of the loan amount plus interest. The overall cost for comparison is 4.7 % APRC representative. This is based on the £1,999 lender’s product fee being paid upfront. This scheme comes with a free valuation.

A mortgage of £300,000 payable over 25 years, initially on a discount rate which is currently 4.55% with a discount of 2.81%, giving a current rate of 1.74% for 30th September 2022. This would be followed by a lender’s variable rate of 4.55% for the remaining term. This would require 25 payments of £1,233.93 followed by 275 payments of £1,639.50. The total amount payable would £483,939.75 made up of the loan amount plus interest. The overall cost for comparison is 4.2% APRC representative. This scheme comes with a free valuation.

A mortgage of £300,000 payable over 25 years, initially on a variable rate of 1.14 above the Bank of England base rate which is currently 0.10%, giving a rate of 1.24% for 24 months. This is followed by a variable rate 3.49% above the Bank of England base rate, currently at 0.10%, giving a current rate payable of 3.59% for the remaining term of the mortgage. This would require 24 payments of £1163.51 followed by 276 payments of £1487.87. The total amount payable would be £440,811.36 made up of the loan amount plus interest. The overall cost for comparison is 3.3% APRC representative. This is based on £999 application fee being paid upfront. This scheme comes with comes with a free valuation.