Find your best contractor mortgage.

A mortgage of £315,000 payable over 25 years, initially on a variable rate tracking the bank of England base rate currently 0.75% + 0.49% giving a combined rate currently of which is currently 1.24% for 24 months. This would be followed by a variable rate of 4.24% for the remaining 23 years and would require 25 payments of £1,225.54 followed by 275 payments of £1,668.72. The total amount payable would be £490,795.50 made up of the loan amount plus interest. The overall cost for comparison is 3.8% APRC representative. This is based on the £995 lender’s product fee being added to the mortgage.

A mortgage of £315,000 payable over 25 years, initially on a variable rate tracking the bank of England base rate currently 0.75% + 0.79% giving a combined rate currently of which is currently 1.54% for 24 months. This would be followed by a variable rate of 4.24% for the remaining 23 years and would require 24 payments of £1,296.84 followed by 276 payments of £1,674.99. The total amount payable would be £494,358.40 made up of the loan amount plus interest. The overall cost for comparison is 3.9% APRC representative. This is based on the £999 lender’s product fee being added to the mortgage.

A mortgage of £315,000 payable over 25 years, initially on a fixed rate of 1.62% until 31/10/2021 and then on a variable rate which is 4.74% for the remaining 23 years would require 25 payments of £425.25 and 275 payments of £1,244.25. The total amount payable would be £669,820.00. The overall cost for comparison is 4.5% APRC representative. This is based on the £995 lender’s product fee being paid upfront. This is based on an interest-only mortgage where the monthly payments do not reduce the loan amount outstanding. The total amount to be repaid assumes that you pay off the amount borrowed as a lump sum at the end of the mortgage.

A mortgage of £315,000 payable over 25 years, initially on a fixed rate of 1.39% until 31/12/2021 and then on a variable rate of 4.24%, for the remaining 23 years would require 27 payments of £1,243.58 followed by 273 payments of £1,662.68. The total amount payable would be £489,843.57.12 made up of the loan amount plus interest. The overall cost for comparison is 3.8% APRC representative. With £999.00 lender’s product fee being paid upfront.

A mortgage of £315,000 payable over 25 years, initially on a variable rate which is currently 5.79% with a discount of 4.50% for 2 years, giving a current rate of 1.29% giving monthly payments of £1,229.03 for the initial 24 months. This would be followed by the lenders Standard Variable Rate, currently 5.79%. The remaining 23 years would require payments of £1,925.63. The total amount payable would be £563,714.60 made up of the loan amount plus interest. The overall cost for comparison is 5.2% APRC representative. This is based on the £999 lender’s completion fee being paid upfront.

A mortgage of £315,000 payable over 25 years, A variable rate which is 0.49% above the Bank of England base rate, currently 0.75%, giving a current rate payable of 1.24% for the initial two years and then on a variable rate of 4.24% for the remaining 23 years would require 25 payments of £1,221.68 followed by 275 payments of £1,663.47. The total amount payable would be £490,550.25 made up of the loan amount plus interest. The overall cost for comparison is 3.8% APRC representative. Based on the £995 lender’s product fee being paid upfront.