Find your best contractor mortgage.

A mortgage of £315,000 payable over 25 years, initially at a rate of 0.89% fixed for 24 months with repayments of £1,171.53 per month and then on to the lenders Standard Variable rate which is currently 4.35% for the remaining term of the mortgage, with monthly repayments of £1,677.51. The total amount payable would be £492,416.98 made up of the loan amount plus interest. The overall cost for comparison is 3.8% APRC representative. With £995 lender’s completion fee being paid upfront

A mortgage of £315,000 payable over 25 years, initially on a fixed rate of 1.39% for 2 years and then on a variable rate of 3.99% for 3 years following by a variable rate of 4.49% the remaining 20 years would require 24 payments of £1,243.58 followed by 36 payments of £1,627.31 followed by 240 payments of £1,698.95. The total amount payable would be £498,421.51 made up of the loan amount plus interest. The overall cost for comparison is 4% APRC representative. This is based on the lender’s product fee of £999 being paid upfront.

A mortgage of £315,000 payable over 25 years, initially on a fixed rate which is currently 0.99% until 30/11/2023. This would be followed by a variable rate of 4.74% for the remaining 23 years and would require 23 payments of £259.88 followed by 277 payments of £1,244.24. The total amount payable would be £673,504.49 made up of the loan amount plus interest. The overall cost for comparison is 4.5% APRC representative. This is based on the £6,300.00 lender’s completion fee being paid upfront. This is based on an interest-only mortgage where the monthly payments do not reduce the loan amount outstanding. The total amount to be repaid assumes that you pay off the amount borrowed as a lump sum at the end of the mortgage

A mortgage of £315,000 payable over 25 years, initially on a fixed rate which is currently 0.96% for 24 months. This would be followed by a variable rate of 5.14% for the remaining term. This would require 24 payments of £1,181.45 followed by 276 payments of £1,808.81. The total amount payable would be £529,850.36 made up of the loan amount plus interest. The overall cost for comparison is 4.5% APRC representative. This is based on the £999 lender’s product fee being paid upfront.

A mortgage of £315,000 payable over 25 years, initially on a discount rate which is currently 5.89% with a discount of 4.90% for a period of 24 months, giving a current rate of 0.99%. This would be followed by a variable rate of 1.65% below the standard variable rate giving a rate payable of 4.24% for 36 months. Followed by a rate of 5.89% for the remaining 276 months. This would require 24 payments of £1185.72 followed by 36 payments of £1661.33, and 240 payments of £1906.76. The total amount payable would be £547,981.56 made up of the loan amount plus interest. The overall cost for comparison is 4.8% APRC representative. This is based on the lenders £199 product fee being paid upfront.

A mortgage of £315,000 payable over 25 years, initially on a tracker rate which is currently 0.96% above the bank of England base rate currently 0.10% for 24 months, giving a current rate of 1.06%. This would be followed by a variable rate of 3.59% for the remaining 276 months. This would require 24 payments of £1195.72 followed by 276 payments of £1559.71. The total amount payable would be £460,413.24 made up of the loan amount plus interest. The overall cost for comparison is 3.2% APRC representative. There is no product fee with this product.