Find your best contractor mortgage.

A mortgage of £315,000 payable over 25 years, initially on a variable rate of 1.06% until 31st July 2023, this is then followed by a lenders variable rate of 4.34% for the remaining term of the mortgage. This would require 26 payments of £1,195.72, then followed by 274 payments of £1,674.87. The total amount payable would be £492,547.10 this amount is made up of the loan amount plus interest. The overall cost comparison is 3.9% APR representative. This is based on the £1,499 product fee being paid upfront. This scheme comes with a free valuation and a £250 cashback on completion.

A mortgage of £315,000 payable over 25 years, initially on a variable rate of 1.79% until 30th June 2023, this is then followed by a variable rate which is 0.50% below the lenders variable which is currently 4.49%, giving a current rate of 3.99% until 30th June 2026. This is then followed by the lenders variable term of 4.49% for the remaining term of the mortgage. This would require 25 payments of £1,307.30, this is then followed by 36 payments of £1.637.00 and then finally 239 payments of 1,708.82. The total amount payable would be £501,267.91 this amount is made up of the loan amount plus interest. The overall cost comparison is 4.0% APR representative. This is based on the £999 product fee being added to the loan amount, you will pay additional interest on this amount. This scheme comes with a free valuation.

A mortgage of £315,000 payable over 25 years, initially on a fixed rate of 1.19% until 31st May 2023 and then on lender’s variable rate which is currently 4.74% for remaining mortgage term. This would require 24 payments of £312.38 followed by 276 payments of £1,244.25. The total amount payable would be £673,830 made up of the loan amount plus interest. This is based on an interest-only mortgage where the monthly payments do not reduce the loan amount outstanding. The total amount to be repaid assumes that you pay off the amount borrowed as a lump sum at the end of the mortgage. The overall cost for comparison is 4.5% APR representative. This is based on £6,300 lender’s completion fee being paid upfront.

A mortgage of £315,000 payable over 25 years, initially on a variable rate of 1.13% until 31st July 2023, this is then followed by a variable rate which is 1.00% below the lenders variable which is currently 4.64%, giving a current rate of 3.64% until 31sdt July 2026. This is then followed by lenders variable rate of 4.64% for the remaining term of the mortgage. This would require 26 payments of £1,205.78, the followed by 36 payments of £1,565.80, then finally 238 payments if £1,706.23. The total amount payable would be £495,892.82 this amount is made up of the loan amount plus interest. The overall cost comparison is 3.9% APR representative. The is based on £995 completion fee being paid upfront. This scheme comes with a free valuation.

A mortgage of £315,000 payable over 25 years, initially on a discount rate which is currently 3.99% with a discount of 2.60% giving a current rate of 1.39% until 30th June 2023. This would be followed by a lender’s variable rate of 3.99% for the remaining term of the mortgage. This would require 25 payments of £1,243.58 followed by 275 payments of £1,625.91. The total amount payable would £480,229.08 made up of the loan amount plus interest. The overall cost for comparison is 3.7% APRC representative. This is based on £999 lender’s completion fee being

A mortgage of £315,000 payable over 25 years, initially on a variable rate of 1.49% above the Bank of England base rate which is currently 0.10%, giving a rate of 1.59% for 24 months. This is followed by the lender’s variable rate of 3.59% for the remaining term of the mortgage. This would require 24 payments of £1,273.16 will be then followed by 276 payments of £1,567.11. The total amount payable would be £465,357.20 made up of the loan amount plus interest. The overall cost for comparison is 3.4% APRC representative. This is based on a £1,499 product fee being paid upfront. This scheme comes with a free valuation.