Find your best contractor mortgage.

A mortgage of £315,000 payable over 25 years, A fixed rate of 1.19% until 31-Mar-2022 followed by NatWest's Standard Variable Rate, currently 4.24%, for the remaining term of the mortgage. This would require 25 payments of 31,218.27 followed by 275 payments of £1,667.94. The overall cost for comparison is 3.8% APRC representative. The total amount payable would be £489,465.25. With £995 lender’s product fee being added to the loan, you will pay additional interest on this amount, scheme comes with a free valuation.

A mortgage of £315,000 payable over 25 years, A fixed rate of 1.49% until 31-Mar-2022 followed by the lenders Standard Variable Rate, currently 4.99%, until 31-Mar-2025 followed by Privilege Rate is a variable rate which is currently 4.74%, with a discount of 0.00%, giving a current rate payable of 4.74% for the remaining term of the mortgage. This would require 25 payments of £1,262.31 followed by 36 payments of £1,795.93 and then 239 payments of £1,758.67. The total amount payable would be £517,478.79. The overall cost for comparison is 4.3% APRC representative. With £999.00 lender’s product fee being added to the loan, you will pay additional interest on this amount, the scheme comes with a free valuation.

A mortgage of £315,000 payable over 25 years, initially on a fixed rate for 2 years at a rate of 1.49% with monthly payments of £391.13 followed by a variable rate of 4.74% for the remaining 23 years with a monthly payment of £1,244.25. The total amount payable would be £670,512.00 made up of the loan amount plus interest. The overall cost of comparison is 4.5% APRC representative. This is based on an interest-only mortgage where the monthly payments do not reduce the loan amount outstanding and a £1,995 completion fee being paid upfront. The total amount to be repaid assumes that you pay off the amount borrowed as a lump sum at the end of the mortgage term.

A mortgage of £315,000 payable over 25 years at a fixed rate for a 2-year period at 1.23% paying £1,224.09 monthly followed by a standard variable rate of 4.24% for the remaining 23 years paying £1,666.91 monthly. The total amount payable would be £490,288 made up of the loan and interest. The overall cost for comparison is 3.8% APRC representative. This is a capital repayment mortgage subject to a variable interest rate and based on a £995 product fee being paid upfront

A mortgage of £315,000 payable over 25 years, initially on a discount rate which is currently 5.79% with a discount of 4.50% for 2 years, giving a current rate of 1.29% (which will not go below a floor of 1.29%). This is followed by a variable rate of 5.79% for the remaining 23 years and would require 24 payments of £1,229.03 followed by 276 payments of £1,925.63. The total amount payable would be £563,714.60 made up of the loan amount plus interest. The overall cost for comparison is 5.2% APRC representative. This is based on the £999 lender’s completion fee being paid upfront.

A mortgage of £315,000 payable over 25 years, initially on the Bank of England base rate currently 0.75%+ 0.40% tracker rate until 31/03/2022 at 1.15% currently and then on a variable rate of 4.24% for the remaining 23 years would require 25 payments of £1,208.66 followed by 275 payments of £,1662.06. The total amount payable would be £489,638.27 made up of the loan amount plus interest. The overall cost for comparison is 3.8% APRC representative. This is based on the £999 lender’s product fee being paid upfront.