Find your best contractor mortgage.

A mortgage of £315,000 payable over 25 years, initially on a variable rate of 1.24% for 24 months, this is then followed by a lenders variable rate of 3.59% for the remaining term of the mortgage. This would require 24 payments of £1,221.68, then followed by 276 payments of £1,562.26. The total amount payable would be £462,283.08 this amount is made up of the loan amount plus interest. The overall cost comparison is 3.3% APR representative. This is based on the £999 product fee being paid upfront. This scheme comes with a free valuation and £500 cashback.

A mortgage of £315,000 payable over 25 years, initially on a discount rate which is currently 4.99% with a discount of 3.47% giving a current rate of 1.52% for 24 months. This would be followed by a lender’s variable rate of 4.99% for the remaining term. This would require 24 payments of £1,270.36 followed by 276 payments of £1,803.49. The total amount payable would £529,844.38 made up of the loan amount plus interest. The overall cost for comparison is 4.6% APRC representative. This is based on £1,895 lender’s completion fee being paid upfront.

A mortgage of £315,000 payable over 25 years, initially on a fixed rate of 1.19% until 31st March 2023 and then on lender’s variable rate which is currently 4.74% for remaining mortgage term. This would require 24 payments of £312.38 followed by 276 payments of £1,244.25. The total amount payable would be £673,780.12 made up of the loan amount plus interest. This is based on an interest-only mortgage where the monthly payments do not reduce the loan amount outstanding. The total amount to be repaid assumes that you pay off the amount borrowed as a lump sum at the end of the mortgage. The overall cost for comparison is 4.5% APR representative. This is based on £6,300 lender’s completion fee being paid upfront.

A mortgage of £315,000 payable over 25 years, initially on a variable rate of 1.24% for 24 months, this is then followed by a lenders variable rate of 3.59% for the remaining term of the mortgage. This would require 24 payments of £1,221.68, then followed by 276 payments of £1,562.26. The total amount payable would be £462,283.08 this amount is made up of the loan amount plus interest. The overall cost comparison is 4.1% APR representative. This is based on the £1,999 product fee being paid upfront.

A mortgage of £315,000 payable over 25 years, initially on a discount rate which is currently 3.99% with a discount of 2.60% giving a current rate of 1.39%until 30th June 2023. This would be followed by a lender’s variable rate of 3.99% for the remaining term of the mortgage. This would require 27 payments of £1,243.58 followed by 273 payments of £1,623.10. The total amount payable would £479,165.96 made up of the loan amount plus interest. The overall cost for comparison is 3.6% APRC representative. This is based on £999 lender’s completion fee being paid upfront. This scheme comes with a free valuation.

A mortgage of £315,000 payable over 25 years, initially on a variable rate of 1.59% above the Bank of England base rate which is currently 0.10%, giving a rate of 1.69% for 24 months. This is followed by the lender’s variable rate of 3.54% for the remaining term of the mortgage. This would require 24 payments of £1288.11, this will be then followed by 276 payments of £1,560.68. The total amount payable would be £463,668.32 made up of the loan amount plus interest. The overall cost for comparison is 3.3% APRC representative. This is based on a £999 booking fee paid upfront. This scheme comes with a free valuation.