Who are CMME? CMME is a specialist mortgage brokerage offering expert advice and bespoke mortgages.
Since our launch in 2004, we have endeavored to ensure that contractors are not treated unfairly when trying to secure a mortgage.
In the past, many lenders were stuck in their ways of assessing income conventionally. As numerous contractors struggle to prove their income in this way, they had to resort to self-certified mortgages. In effect, this resulted in an unnecessarily costly mortgage with considerably higher interest charges.
Our company noticed the way in which lenders were treating contractors. We argued that contracting or freelancing is a preferable way of working for many people, and those who work in this way should not be penalised when it comes to securing a mortgage. As a company, we have done our utmost to ensure that lenders understand the real risk of lending to a contractor. Our hard work and perseverance has influenced many lenders to re-think their lending criteria and become contractor-friendly, and we are very proud of our continuous achievements in respect of this.
At our disposal, we now have a whole variety of lenders who use bespoke underwriting especially for contractors; meaning that you do not lose out on competitive high street rates just because the way in which you are salaried is not considered ‘conventional’.
As an established mortgage broker, we have always put our clients at the heart of everything we do. You can rely on our team of knowledgeable and experienced professionals for advice and guidance throughout the whole process, from an initial consultation right through to completion. We’ve helped thousands of contractors secure mortgage funding and if you’re looking for a mortgage, we’d be delighted to help you too!