January 28th, 2026
One of the biggest worries contractors have when taking out a mortgage isn’t getting approved – it’s what happens after.
More specifically: what if my contract ends and my income stops while I’m ... Read More
January 28th, 2026
If you’re a contractor applying for a mortgage, you’ve probably asked yourself a fairly simple question with a somewhat unclear answer: will lenders look at my salary, or my day rate?
The reality is... Read More
December 18th, 2025
The Bank of England has today cut the UK base rate from 4.00% to 3.75%, marking the fourth rate cut this year as inflation continues to ease.
This decision brings interest rates to their lowest level in almo... Read More
December 3rd, 2025
Now that it’s November, tax-year-end planning is officially on the radar, and April is beaming like an alerting red light. For contractors, being proactive now – rather than scrambling in March... Read More
November 26th, 2025
Chancellor Rachel Reeves has today unveiled the Autumn Budget – bringing a mix of updates that could affect how people buy or sell a home, remortgage, save, and plan financially for the future.
I... Read More
November 6th, 2025
The Bank of England has announced today that it will hold the base rate at 4.00%, maintaining the level set in September.
This means there’s no immediate change to ... Read More
October 20th, 2025
For contractors and self-employed professionals, financial wellbeing isn’t just about earning a good day rate — it’s about planning for both today and tomorrow. One of the biggest challenges we see is how to balance... Read More
October 20th, 2025
Being a contractor comes with flexibility, variety, and control over your work — but it can also make property ownership feel complicated. With variable income, changing contracts, and the challenge of proving earnings ... Read More
October 20th, 2025
If you’re a contractor, freelancer, or self-employed professional, you already know the freedom that comes with working for yourself — but also the uncertainty. When work slows down, or life throws an unexpected curve... Read More
October 20th, 2025
If you’re contracting or self-employed, you already know mortgage planning is rarely a simple exercise. As we head into the final quarter of 2025, there are several trends, shifts and risks that every contractor borrowe... Read More
