Remortgage and tips - CMME Mortgages and contractors

Military Discounts

Military Discounts

Serving your country is more than just a job, you deserve more than just a mortgage.

Since 2004 CMME, have helped thousands of Military Professionals, Contractors, Business Owners, and Healthcare Professionals get the mortgage they deserve.  Whether you are a first-time buyer, moving home, remortgaging, or looking at a buy to let investment, CMME can help you unlock your true borrowing potential based on all your sources of income.  Don’t accept an inferior mortgage offer, see what CMME can do for you.

Special offer – 50% off our standard brokerage fee 

Plus, get specialist mortgage advice

  • Access to some of the most competitive rates in the market
  • Deals designed exclusively for your circumstances
  • 93% of client applications are successful

CMME has helped over 25,000 clients get the mortgage they deserve

  • Rated 4.9 / 5 by CMME clients on Feefo!

Top Tips to increase your mortgage chances 

Start saving! 

A minimum deposit of 5% of the property value will be required, subject to criteria and credit profile.  Plus, you’ll need to allow for additional costs involved when purchasing a property such as stamp duty, solicitor fees, mortgage product/application fees, property surveyor fees.

Obtain a copy of your credit profile

This will provide details of any credit issues that may need to be overcome or considered when applying and it will give you time to correct discrepancies on your report. It is essential to keep your credit rating up to scratch, leaving the lender no reason to turn you down

Pay off any unsecured loans and credit cards

If you’re able to, as they will impact your borrowing potential should they remain.

Get your paperwork together

Being able to provide supporting documentation to the mortgage lender in a timely manner is critical to a successful application. Typical requirements include; ID and proof of address, so, ensure your passport and driving license is correct and in date. Income evidence and proof of financial readiness are also key, and you will likely need to provide a combination of the following – P60, 2-3 months of bank statements, payslips or 2-3 years of company accounts/SA302’s.  

Do your homework  

With the increasing number of banks and mortgage lenders in the UK market, there are thousands of mortgage deals to choose from, so ensure you take the time to understand the different options.  Using a mortgage broker can help you determine the most suitable options.  Moreover, if you’re self-employed or contracting, lenders do not always take a holistic view of your income or borrowing potential and a specialist broker can help you present your case to secure the best deal for you.

Try one of our other calculators

Monthly payments
Remortgage savings
Buy-to-let

Other useful links:

Contractor mortgage guide
First-time buyer’s guide
Buy-to-let guide
Remortgaging guide

Speak to an expert

Arrange a free consultation with one of our specialist advisors at a time that suits you the best.









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    We'd like to send you updates about products and services, promotions, exclusive offers, news and events from CMME by email, SMS, phone and other electronic means. You can unsubscribe at any time by contacting us through email, telephone or post.