What is a Protected Mortgage?
A Protected Mortgage combines your mortgage with essential protection insurance, ensuring that you and your family can always afford your home—no matter what happens.
Why Choose a Protected Mortgage?
Without protection, life’s uncertainties could put your home at risk. A Protected Mortgage gives you peace of mind by covering:
✅ Life Cover – Pays off your mortgage if you pass away.
✅ Critical Illness Cover – A lump sum payout if you’re diagnosed with a serious illness.
✅ Income Protection – Ensures you can pay your mortgage if illness or injury stops you from working.
Protected vs. Unprotected Mortgage – What’s the Difference?
| Feature | Unprotected Mortgage | Protected Mortgage |
| Mortgage paid off if you pass away | ❌ No | ✅ Yes |
| Protection if diagnosed with a serious illness | ❌ No | ✅ Yes |
| Income covered if you can’t work | ❌ No | ✅ Yes |
| Peace of mind for your family | ❌ No | ✅ Yes |
| Additional monthly cost | £0 | Minimal for maximum security |
A small additional cost today can protect your financial future for decades.
How Does It Work?
Step 1: Apply for your mortgage as usual.
Step 2: We provide a Protected Mortgage quote alongside your mortgage offer.
Step 3: Choose full protection or a tailored plan to suit your budget.
Step 4: Enjoy long-term financial security with guaranteed premiums.
Who Should Consider a Protected Mortgage?
✔️ Homeowners who want financial stability for their families.
✔️ First-time buyers who don’t want to risk losing their home.
✔️ Contractors, freelancers, and professionals without employer benefits.
✔️ Anyone who wants peace of mind knowing their mortgage is covered.
Why Choose CMME?
🔹 Tailored solutions – We match protection to your needs.
🔹 Exclusive rates – Access competitive policies.
🔹 Expert advisers – We simplify the process for you.
🔹 Trusted by thousands – Helping professionals secure their financial future.
📞 Speak to an Adviser Today – Let’s secure your mortgage the smart way.
