As a contractor is it important to take out the necessary life insurance to ensure that your family is taken care of in the unfortunate event of something happening to you.
The topic of life insurance is one that we would all prefer to avoid, but avoiding means that you are not prepared. Unlike your permanent counterpart, you will not be covered by a workplace policy provided by your employer. It is up to you to have put in place all the necessary means to make sure that your family is protected.
The main category of cover which is appropriate for you and your family to understand is:
Term Cover. This is the less expensive of the two and simply lasts for the term in which you specify. A period of time is decided and once the agreed end date has surpassed, the cover will finish.
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