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Income Protection Insurance Contractors

Falling sick or being unable to work can be problematic as a contractor, but with Income Protection Insurance contractors, you will have one less thing to worry about. 

One of the benefits of being a permanent employee is that there are many protection and insurance policies already in line on your behalf. However, if you are a contractor this is something you will need to secure yourself. A permanent employee will benefit from having at least three months paid leave if they are unable to work, but as a contractor, if you want such security, it is down to you.

You can also read more information in our free guide to income protection insurance contractors here

But don’t dismay, there are a variety of ways in which you can protect yourself in the unfortunate event that you are unable to work. Permanent health insurance or PHI is the ideal way to make sure that you, your family and your financial affairs are kept protected. This allows you to set aside a monthly amount that will cover you in the futureĀ if needed.

Some reasons for taking out income protection insurance contractor are:

  • Over 2 million people are economically inactive in the beginning of 2019
  • There are government benefits available however these are dependant on the issue to you and are rarely sufficient to maintain household expenditures
  • With a personal plan, tax is paid on the premiums (which are paid from post-tax earnings) and as a result, a claim will be paid tax-free

If you would like to discuss your contractor insurance needs, please fill in the form below for a no obligations chat regarding your circumstances.







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We respect your data

We'll always treat your personal details with utmost care, and will never sell them to other companies.

We'd like to send you updates about products and services, promotions, exclusive offers, news and events from CMME by email, SMS, phone and other electronic means. You can unsubscribe at any time by contacting us through email, telephone or post.