How much could you borrow?
Our mortgages
We're by your side every step of the way
Keen to get on the property ladder?
We’re here to help.
Moving up the property ladder or relocating to a smaller place?
We’re here to help.
Wondering how much you could save with a better mortgage deal?
We’re here to help.
Planning to buy a property to rent out?
We’re here to help.
Our lenders
We work with the UK’s leading specialist lenders to bring you more choice and better value.
Every application is assessed on an individual basis but the broad criteria are: 1) You must have a current contract in place. 2) You need to prove continuity in the type of work you do. 3) Borrowers new to independent working are acceptable. 4) Income can be defined via annualised rate. The only documentation CMME requires to support an application is a copy of your current contract, an up-to-date CV, identification and bank statements. CMME can assess how lenders view your circumstances based on feedback from banking sector decision makers, with no obligation.
Before independent professional mortgages were created, many contractors, freelancers and consultants had to rely on self-certified mortgages with higher rates and higher fees. But today, with our help, there’s no reason why you shouldn’t be able to secure the same mortgage rates as someone on PAYE. We don’t offer different pricing and we don’t deal with lenders who do because we believe it’s unfair to penalise you. Instead, we work closely with you to understand exactly the kind of mortgage you need, then we research the market to identify the lender best placed to help. We always keep our independent professional rate table up to date so you can stay in touch with best, most competitive mortgage rates out there.