Are you struggling to secure a mortgage as an IT contractor?
The ability to secure mortgage funding has become increasingly difficult for IT contractors. Lenders look extensively for reasons not to lend, and tend to perceive contractors to be high risk. They are inclined to overlook the fact that, with their broad skill set; IT contractors are often less of a risk than many permanent employees.
Many lenders have a lack of understanding of the unconventional ways that you may be paid and because of this your affordability can be assessed in the incorrect way. We have sourced funding for thousands of contractors like yourself, so fully understand the way you operate. With this knowledge, we know exactly who to approach and have underwriting processes in place to ensure you are assessed correctly.
We understand that working in the IT sector can be very intense and time consuming which requires your full attention. It is unlikely that you have the time or flexibility to shop around for a competitive rate and that is something we can do for you.
What we can offer IT contractors:
- Ensure your total earnings are taken in to consideration to maximise borrowing potential
- Access to bespoke underwriting, specifically designed for contractors
- Range of competitive deals from across the market
- Proven successful advisory service
Our mortgages are specially sourced to help secure funding which is not only competitive in comparison to high street rates, but will also save you valued time and money. In short, we do all the hard work, leaving you to focus on your IT career.
IT Contractor Mortgage Calculator
If you are a IT contractor and looking for a mortgage, take advantage of our IT contractor mortgage calculator to find out how much you could borrow: