We work with the UK’s leading specialist mortgage lenders to bring independent professionals more choice and better value. The table below is updated regularly to show our latest market-leading rates.

For a detailed quote that’s tailored to your independent professional circumstances, call one of our specialist advisers on 01489 555 080. 

Product Type Initial Rate Rate Ends Cost for Comparison Redemption Period Calculate Monthly Payments
First Time Buyer Fixed 0.97 31/07/2020 4.4% APR 31/07/2020 Calculate

Representative Example

A mortgage of £315,000 payable over 25 years, initially on a variable rate, currently 4.99%, with a discount of 4.02% giving a current rate payable of 0.97% until 31/07/2020 This would be followed by a variable rate of 4.99%, for the remaining term of the mortgage and would require 25 payments of £1,182.88 followed by 275 payments of £1,781.54. The total amount payable would be £522,372.50 made up of the loan amount plus interest. The overall cost for comparison is 4.4% APRC representative. This is based on the £1,495 lender’s completion fee being paid upfront.

Offset Base Rate + 1.04 24 months 3.7% APR 24 months Calculate

Representative Example

A mortgage of £315,000 payable over 25 years, initially on a variable rate which is 1.04% above Barclays Bank's base rate, currently 0.50%, giving a current rate payable of 1.54% for a period of 24 months. This would be followed by a variable rate which is 3.49% above Barclays Bank's base rate, currently 0.50%, giving a current rate payable of 3.99% for the remaining term of the mortgage and would require 24 payments of £1,265.73 followed by 276 payments of £1,629.46. The total amount payable would be £482,793.48 made up of the loan amount plus interest. The overall cost for comparison is 3.7% APRC representative. This is based on the £1,749 lender’s application fee being paid upfront.

Buy to Let Fixed 1.38 31/07/2020 4.4% APR 31/07/2020 Calculate

Representative Example

A mortgage of £315,000 payable over 25 years, initially on a fixed rate, currently 1.38% until 31/07/2020. This would be followed by variable rate which is 4.49% above the Bank of England base rate, currently 0.50%, giving a current rate payable of 4.88% for the remaining term of the mortgage and would require 25 payments of £1,242.12 followed by 275 payments of £1,770.14. The total amount payable would be £521,109.50 made up of the loan amount plus interest. The overall cost for comparison is 4.4% APRC representative. This is based on the £1,495 lender’s product fee being paid upfront.

Fixed 0.97 31/07/2020 4.4% APR 31/07/2020 Calculate

Representative Example

A mortgage of £315,000 payable over 25 years, initially on a variable rate, currently 4.99%, with a discount of 4.02% giving a current rate payable of 0.97% until 31/07/2020 This would be followed by a variable rate of 4.99%, for the remaining term of the mortgage and would require 25 payments of £1,182.88 followed by 275 payments of £1,781.54. The total amount payable would be £522,372.50 made up of the loan amount plus interest. The overall cost for comparison is 4.4% APRC representative. This is based on the £1,495 lender’s completion fee being paid upfront.

Discount 1.39 24 months 5.0% APR 24 months Calculate

Representative Example

A mortgage of £315,000 payable over 25 years, initially on a discount rate which is currently 5.54% with a discount of 4.15% for a period of 24 months, giving a current rate of 1.39% (which will not go below a floor of 1.39%). This would be followed by a variable rate of 5.54% for the remaining 23 years and would require 24 payments of £1,243.66 followed by 276 payments of £1,884.12. The total amount payable would be £552,518.96 made up of the loan amount plus interest. The overall cost for comparison is 5% APRC representative. This is based on the £999 lender’s arrangement fee being paid upfront.ront.

Tracker Base Rate + 0.84 24 months 3.6% APR 24 months Calculate

Representative Example

A mortgage of £315,000 payable over 25 years, initially on a Bank of England base rate currently 0.50%+ 0.84% tracker rate for 2 years, giving a rate payable of 1.34% currently (which will not go below a floor of 0.84%) and then on a variable rate of 3.99% for the remaining 23 years would require 24 payments of £1,236.34 followed by 276 payments of £1,626.69. The total amount payable would be £480,872.35 made up of the loan amount plus interest. The overall cost for comparison is 3.6% APRC representative. With Free Valuation for Purchases and based on the £999 lender’s arrangement fee being paid upfront.