Pranjal is an IT specialist working in the UK Public Sector and has been contracting less than 1 year. He contacted Contractor Mortgage Made Easy and spoke to Amir Ali, one of our Senior Mortgage Consultants. Pranjal explained that he would like to let out his current property and purchase a new property for himself and his family due to needing more space. Pranjal also explained, that he has spoken to his existing lender and several brokers and after waiting nearly 3 weeks he was told they were unable to get him a mortgage for his new home... The broker explained to Pranjal that he would need 2-3 years trading accounts even though he had explained that he has only been trading as a contractor less than a year and had no trading accounts. Pranjal felt that he was unable to get a mortgage and thought he had lost out on the new home until he spoke to Amir. Amir assessed Pranjal’s needs and circumstances and put a solution in place to manage Pranjal’s expectations. Amir was able to secure the right amount of funding with a high street lender, meaning that Pranjal could now secure the new family home. Pranjal received his mortgage offer and is now progressing with his purchase and looking forward to moving into his new home.
Feedback from Pranjal:
"I would like to put my thanks in writing for Mr. Amir Ali who made the entire process of securing a mortgage plain and easy. When I approached CMME for a mortgage I was unsure if I would be able to secure one in a limited time and with my constraints, however, Amir made the entire process very painless. Not only was I able to get a mortgage to buy the house I wanted but it was done at a very competitive rate and the entire process was done from end to end in a matter of weeks.
Throughout the process, Amir was approachable and was always available to answer any of my queries related to the process. I was kept informed and updated about the progress of the application and as a nice surprise, the entire process finished exactly within the timescales that Amir had mentioned, which was really nice.
I cannot recommend Amir enough for the way he handled my case and I hope to use his services again in the future."