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Terms and Conditions

OneDome Ltd – Hamilton House, Mabledon Place, Bloomsbury, London, WC1H 9BB

1. These terms and conditions are the Competition Rules (“Rules“) and apply to the OneDome – (“Win the Cost of Your Mortgage” – July 2023) competition (“Competition“). By entering the Competition, entrants agree to be bound by these Rules. The Competition is promoted by the OneDome Ltd  (“OneDome”) but managed and operated on its behalf by CMME Mortgages and Protection Ltd (“CMME”) (a wholly owned subsidiary of OneDome Finance Ltd and part of the OneDome group of companies),

2. OneDome reserves the right to cancel or amend the Competition or the Rules without notice in the event of a catastrophe, war, civil or military disturbance, act of God or any actual or anticipated breach of any applicable law or regulation or any other event outside OneDome’s reasonable control. Any changes will be posted within these terms and conditions. A copy of the Rules may also be obtained by contacting OneDome on support@onedome.com

3. In the event of any dispute regarding the Rules, conduct, results and all other matters relating to a Competition, the decision of the judge(s) shall be final, and no correspondence or discussion shall be entered into.

Qualifying Entrants

4. To qualify to enter the Competition (and thereby become an “Entrant”) you must meet one of the following criteria – each a (“Qualifying Route”):

(a)  you submit a new mortgage enquiry for a residential mortgage or buy-to-let mortgage to CMME whilst the Competition is running; or

(b) you secure a new residential or buy-to let mortgage with CMME whilst the Competition is running; or

(c) you refer another person to CMME who themselves go on to meet criteria (a) or (b)

The contact details that you provide on being entered to the Competition (“Entry“) may be used to contact you in relation to a receipt of a prize, so please make sure this is correct.

5. Neither employees of OneDome, CMME or companies forming part of the OneDome group of companies and their immediate families nor persons connected with the Competition and their immediate families are eligible to enter the Competition.

6. Persons entering the Competition must be (and you warrant that you are) 18 years or over at the time of Entry.

7. OneDome reserves the right to disqualify any entrant where if it has reasonable grounds to believe the entrant has breached any of the Rules.

8. The Competition will commence, and entries may be made from midnight on 3/7/23 and will close at midnight on the 31/12/23  Entries that would otherwise qualify but are received outside of these times will be invalid.   

Competition Entries

9. Multiple entries per Entrant are permitted. Dependent on the Qualifying Route by which the Entrant enters the Competition, they will receive a specified number of entries – as follows:

            (a)        submission of  a new mortgage enquiry – 1 entry

            (b)        securing a new mortgage – 50 entries

            (c)        referring another person – 1 entry

Entries earned are separate but cumulative. Therefore an entrant who, for example, submitted a new mortgage enquiry to CMME (criteria (a)), went on to secure a new mortgage (criteria (b)) and referred a friend who themselves made a new mortgage enquiry (criteria (c)) – would earn 52 entries.

11. Each entry earned via a Qualifying Route provides 1 equal opportunity to win the Competition. Therefore (taking the example above) an Entrant with 52 entries would have 52 individual entries placed into the prize draw.

12. Entrants must have access to the internet and phone – there is no postal route available. Competition entries may only be made through the submission of an Entrant’s details on the Competition website.

13. All entries must be in person. If it becomes apparent that a participant is using any automated means to generate multiple entries, that person/those entries will be disqualified, and any prize award will be void.

14. There is no purchase requirement or fee to enter the Competition.

Prize and Prize Winner

15. The prize winner will be the Entrant who, in accordance with the rules, meets the following criteria (“Winning Criteria”):

            (a)        is a valid Entrant with one or more valid Entries obtained through a Qualifying Route; and

            (b)        in the sole but reasonable view of OneDome is not in breach of any of the Rules of the

 Competition; and

(c)        is the sole or joint mortgagor (person in whose name a mortgage has been taken out) on at  

                least one residential property in England and Wales – on a residential mortgage or residential  

                buy-to-let mortgage only (“Qualifying Mortgage”) at the time of the prize draw; and

            (d)        is selected at random as the prize winner in accordance with the Rules.

16. Where all the Winning Criteria (a – d) have not been met, an Entrant is not eligible to win the Competition and claim the prize. Where an Entrant has been selected to be the prize winner through the random draw but is subsequently found to have not met the Winning Criteria in full, the result of the draw shall be void and a new winner shall be drawn.

17. There is a single prize, for the winner – comprising 1 year (12 calendar months) of mortgage payments up to a maximum value of £25,000 (GBP). For the avoidance of doubt, the winner will receive the lower amount of £25,000 (GBP) or 12 x their current (as at the date of the prize draw) monthly mortgage payments on a Qualifying Mortgage. Where the winner has more than one Qualifying Mortgage, the prize calculation will be based on the lowest monthly payment made. (“Prize”).

18. The Prize has no alternative equivalent and is non-transferable.

19. The Prize will be transferred to the winner through electronic bank transfer to an account of the winner’s choice.

20. The winner will be picked using the website ‘Random.org’ or an equivalent independent website.

21. The selection of the random winner will be overseen by a judge independent from OneDome or the OneDome group of companies. In all matters, the decision of the judge(s) shall be final, and no correspondence or discussion shall be entered into.

22. Prize winners will be notified via any reasonable means that OneDome in its sole discretion elects to employ. Return of any prize notification as undeliverable or a failure to reply to claim the prize within 14 working days of notification may result in disqualification and selection of an alternate winner.

23. Confirmation of the awarding of the Prize along with the Competition winner’s name and relevant personal details may be published on OneDome’s promotional material in respect of the Competition and on any OneDome group company website – unless the winner specifically declines for their details to be published or requests that the information provided is limited. Notwithstanding the preference of the winner in this respect, OneDome will provide the winner’s full details to the Advertising Standards Authority on request.

24. The Prize is awarded at the sole discretion of OneDome and no prize will be awarded further to improper actions by or on behalf of any Entrant.

25. The winner will be identified and contacted within 7 working days of the close of the competition. The Prize will be forwarded to the winner within 5 working days of contact subject to OneDome first verifying the eligibility of the winner and the amount of the prize to be awarded.

26. The winner must provide OneDome with satisfactory (in OneDome’s sole opinion) evidence of a Qualifying Mortgage and the connected monthly payments prior to the Prize being forwarded.

Intellectual Property Rights & Use of Entries

27. In consideration of OneDome (or its subsidiaries) processing Entrants into to the Competition, each Entrant hereby agrees that OneDome may make any and all entries available in its publications and on its website and any other media, whether now known or invented in the future. You now grant OneDome a non-exclusive, worldwide, irrevocable licence (for the full period of any rights in the Entry) to use, display, publish, transmit, copy, make derivative works from, edit, alter, store, re-format and sub-licence the Entry for such purposes.

28. The Entry and any information submitted by you in respect of, or pertaining to, an Entrant must be personal to and relate specifically to that Entrant. You hereby warrant that your Entry and all information which you submit and/or distribute will not infringe the intellectual property, privacy or any other rights of any third party, and will not contain anything which is libellous, defamatory, obscene, indecent, harassing or threatening. If relevant, OneDome reserves the right, but not the obligation, to screen, filter and/or monitor information provided by you and to edit, refuse to distribute or remove the same.


29. Neither OneDome nor companies within the OneDome group of companies accepts any responsibility for any damage, loss, injury or disappointment suffered by any Entrant entering the Competition or as a result of accepting the Prize. Neither OneDome nor companies within the OneDome group of companies are responsible for any problems or technical malfunction of any telephone network or lines, computer on-line systems, servers, or providers, computer equipment or software, failure of any email, web form or Entry to be received on account of technical problems or traffic congestion on the Internet, telephone lines or at any web site, or any combination thereof, including any injury or damage to an Entrant’s or any other person’s computer or mobile telephone related to or resulting from participation in the Competition. Nothing in these Rules shall exclude OneDome’s liability for death or personal injury as a result of its negligence.

Data Protection and Publicity

30. The Entrant that wins the Competition may be requested to take part in promotional activity and OneDome reserves the right to use the names and relevant personal details of the winning entrant in any publicity both in paper and online – subject to Rule 23 of these Rules.

31. Any personal data relating to Entrants will not be disclosed to a third party outside of the OneDome group of companies without the individual’s consent. Please see the OneDome Terms of Service and Privacy Policy for further details. Data relating to Entrants will be retained by OneDome and or CMME for a reasonable period after the Competition closes to assist OneDome and or CMME to operate competitions in a consistent manner and to deal with any queries on the Competition – as well as for any other lawful basis allowing for the processing of such data.

32. In respect of Qualifying Route C, all persons referred to the Competition by another must enter their details personally and accept the Rules. On Entry they will have the opportunity to indicate who has referred them so that the referrer can be credited with an Entry under Qualifying Route C. Attempted Entries made on behalf of a third party will be void. 

33. Where an Entrant has consented to receive marketing communications from OneDome or a company forming part of the OneDome group of companies, they may opt-out at any time by communicating their change in preference.


34. The Competition and Rules will be governed by English law and any disputes will be subject to the exclusive jurisdiction of the courts of England and Wales.

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