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Life Can Be Complicated, But Getting The Right Mortgage Shouldn't Be.

Since 2004 CMME have helped thousands of Independent Professionals get the mortgage they deserve. Whether you are a first-time buyer, moving home, remortgaging, or looking at a buy to let investment – CMME can help you unlock your true borrowing potential based on all your sources of income. Don’t accept an inferior mortgage offer, see what CMME can do for you.

Plus, get specialist mortgage advice

✅ First-time buyer?  See how much you could borrow and get expert guidance to secure the mortgage you deserve

✅ Looking to remortgage?  Understand your options and ensure you get the best deal for your needs – that could also save you money

✅ Take advantage of our bespoke underwriting services and experts that are as familiar with your business as our own

First Time Buyer

First Time Buyer

At CMME, we believe taking your first step on the property ladder should be an exciting and joyous time, which is why one of our experienced mortgage consultants will provide you with straightforward, clear advice that will help you understand the entire home buying process, to ensure you understand everything before moving forward.

Home Mover

Home Mover

Whether you are moving up the property ladder or relocating to a smaller property, CMME can help you throughout the process, with a home mover mortgage. Our expert consultants can secure funding at competitive rates that are not possible to access by approaching a lender directly.



Many contractors and self-employed professionals have been content to let their initial rates expire and ride out the variable rate of their lender, only really reviewing the mortgage when rates start to increase. You might not be on the best rate, we can help make sure you're your not spending money you don't need to be spending!.

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Top Tips for Maximising Mortgage Potential

Prepare for the credit checks

Make sure your credit score/profile is healthy, get a copy of your credit score and pay off as many outstanding debts as you can. Don’t undertake credit searches before looking at a mortgage.

Get your paperwork ready

You’ll need 3 months personal and business bank statements, an in-date passport and/or a driving licence, proof of your earnings (contracts or trading accounts if you don’t work via contracts) and proof of your deposit.

Get your deposit ready

Either save, get a gift from direct family, or look at a product like Barclay’s Family Springboard mortgage or Lloyd’s Lend-A-Hand mortgage – these are amongst several products where family members place money in a savings account connected to the mortgage. Generally, the bigger the deposit, the lower the interest rate.

3 Ways To Create Happiness At Home

Renovate & Renew

Renovation and renewing your home and your attitude – whether that means moving to a new home or renovating the one you have –  can help increase your happiness and wellbeing in your home. Creating spaces that inspire productivity and happiness is instrumental in this new time of work at home.

Refresh Your Outdoor Spaces

Fresh air increases the amount of Serotonin that our brains produce – the hormone that makes us happy – which means being outside will make you happier on a chemical level. In a time of lockdowns, refreshing your outdoor space can give you a much needed get-away, right at home.

Create A Home Office

Creating a separate space just for work is a great way to draw the line between work at home. Sure, working from the sofa sounds like a treat until you start feeling guilty for watching Friends over lunch. Having a home office – or any space you can separate out will help you keep your wires from getting crossed, after all, it’s called work at home not sleep at work.

3 Ways To Create Happiness At Home

Want to talk to one of our mortgage experts?

We’re here to help contractors and other independent professionals get the mortgage they deserve. Call us on 01489 223 973. We’re open Monday to Thursday 9 am – 7 pm & Friday 9 am to 5 pm.

Alternatively, fill in your details below and one of our Specialist Advisers will call you back at a time that’s convenient for you.

Overcome the hurdles with our expert advice, see what CMME can do for you.

Get The Mortgage You Deserve

Monday to Thursday, 9 am-7 pm
and Friday, 9 am- 5 pm


Arrange a free initial consultation with one of our specialists.
Request a callback today.

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