Expert financial advice

Expert financial advice

With the expert who understands how you work

Obtaining financial advice can be a stressful process for anyone, so why not let us do the hard work for you.

Our award-winning service is based on our dedication to servicing self-employed professionals and those with more complex incomes – people just like you!

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✅  Access to some of the most competitive and exclusive rates in the market

✅ Tailored protection advice

✅  Potential to borrow up to 5 x your annualised income

✅  Experts in complex income servicing over 100,000 clients over 15 years

CMME can offer expert advice on

First Time Buyer

First Time Buyer

Are you looking to buy your first home? As a first-time buyer getting on to the property ladder can be a big step, even bigger if you add the fact you are a contractor. However, our team of specialists are on hand to answer any questions no matter how big or small. We want you to get your keys as smooth and as hassle-free as possible.

Moving Home

Moving Home

Upsizing or relocating to a smaller property? As you have been through the process before you are probably aware of the problems that can crop up. You may not have finished your current mortgage deal and unaware of the options available. Leave us to take care of the difficult bits and you will be moved into your new home feeling refreshed.

Changing your existing mortgage

Changing your existing mortgage

Looking for a lower rate? Whether it is a different deal with the same lender, or a different lender altogether, we have access to a comprehensive range of mortgage deals and can confidently find you the best one for your circumstances. Leave the stress of trying to find a deal down to us and let us do the hard work.

Buy to Let

Buy to Let

Decided on a buy to let property? Our team has years of experience helping contractors to become successful landlords. They can secure a competitive rate for the purchase of your rental property. Looking for help on buying a buy to let through your limited company, we also specialise in finding the right deal for this too.

Personal Insurance

Personal Insurance

A personal insurance review is a great way to ensure that you are covered personally if the worst were to happen, without the support of an employer, you won't be entitled to sick pay if you’re unable to continue working due to an accident or sickness.

Investment and Pension Review

Investment and Pension Review

Looking to set up a pension or review your current pension pots? As a self-employed individual, it could be your responsibility to discuss and review these yourself. A free initial finance review with Contractor Wealth* a sister company of CMME can ensure you have the right set-up for your circumstance as well as discuss tax efficiencies/savings you may be entitled to.

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Client Experience

Excellent service

Daniel Fitt

Client Experience

Polly and Lisa Highly recommended individuals

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Client Experience

Excellent and thorough service!

Hannah

We have the expertise to find a suitable mortgage for your individual needs and circumstances.

Every independent professional is different and every mortgage is different. That’s why our Mortgages are always made to measure – handmade by our expert advisors, based on a deep understanding of your unique circumstances and needs. For us it’s all about listening carefully, asking the right questions and being ready to work hard on your behalf.

If like most people, your mortgage is your biggest financial commitment, it makes sense to ensure you’re on the best deal for your individual needs and financial circumstances. Plus, with the current uncertainty, securing a good deal now could mean you enjoy low rates in the long term, whatever changes are to come. We will always fight for you

Like you, what we do depends on our experience, our expertise and the relationships we build. Our advisers are specialists in the field and dedicated to serving independent professionals – it takes time to learn how the market works and develop the skills required to find solutions that unlock real value.

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Protection for self-employed people

It’s especially important to think about protecting your mortgage if you’re self-employed. Without the support of an employer, you won’t be entitled to sick pay or redundancy packages if you’re unable to continue working or are no longer needed for your role.

Mortgage protection can make sure you’re able to keep a roof over your head during difficult times. While it won’t cover the whole cost of your mortgage, you can typically insure up to 60% of your income (from salary and dividends) and greatly reduce the financial burden.

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Protection for self-employed people

Contractor Wealth* specialises in offering advice for contractors and freelancers, and their knowledge of how you work is extensive, so you can be sure that you are in safe hands with an adviser who understands you and your remuneration structure.

Making sure that you have covered all of your important financial planning needs isn’t easy so having a specialist financial expert who can ensure you have the appropriate planning in place is essential.

You will have a dedicated financial adviser who will work with you every step of the way to ensure that your financial needs are met.

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Want to talk to one of our experts?

We’re here to help contractors and other independent professionals get the financial help they deserve. Call us on 01489 223 952. We’re open Monday to Friday 8am to 7pm. Alternatively, fill in your details below and one of our Specialist Advisers will call you back at a time that’s convenient for you.

Contractor Wealth Management Limited*. Registered in England and Wales under No. 07773485. 2 Glass Wharf, Bristol, BS2 0FR Contractor Wealth Management Ltd is an appointed representative of Quilter Financial Planning Limited and Quilter Mortgage Planning Limited, who are authorised and regulated by the Financial Conduct Authority.

Overcome the hurdles with our expert advice, see what CMME can do for you.

Providing expert advice for your circumstances

Monday to Thursday, 9 am-7 pm
and Friday, 9 am-5.30 pm.

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Simply complete a few basic questions about your situation and if it’s something can help with, we will call you back for a free consultation with one of our expert advisors.


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    By selecting (Contractor Wealth) you give consent for your details to pass to Contractor Wealth Limited*, a sister company of CMME Mortgages and protection limited.

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