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Life can be complicated, but getting the right mortgage shouldn’t be.

Since 2004 CMME have helped thousands of Doctors and Healthcare Professionals get the mortgage they deserve.

Whether you are a first-time buyer, moving home, remortgaging, or looking at a buy to let investment – CMME can help you unlock your true borrowing potential based on all your sources of income. Don’t accept an inferior mortgage offer, see what CMME can do for you.

Specialist mortgage advice for the Healthcare profession

Our mortgage advisers can help Doctors and Healthcare Professionals get a mortgage, no matter what their working patterns or employment status is:

  • Working variable hours and shift patterns
  • Have a short term contract (e.g. locums) or a temporary contract
  • Are a trainee or junior Doctor
  • Are running or are a partner in a private practice
  • Any of the above combined with PAYE income

CMME has helped over 25,000 independent professionals get the mortgage they deserve

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As a Health Service Discount member, you’ll get a £50 Voucher on completion of your mortgage.

Speak to an expert

More choice and better value for you. Meet our specialist lenders

  • Barclays
  • HSBC
  • Virgin Money
  • Scottish Widows
  • Nationwide
  • Metro Bank
  • Leeds
  • Haliflax
  • Furness
  • Clydesbank
  • Birmingham Midshires
  • Accord Mortgages

First Time Buyer

First Time Buyer

At CMME, we believe taking your first step on the property ladder should be an exciting and joyous time, which is why one of our experienced mortgage consultants will provide you with straightforward, clear advice that will help you understand the entire home buying process, to ensure you understand everything before moving forward.

Home Mover

Home Mover

Whether you are moving up the property ladder or relocating to a smaller property, CMME can help you throughout the process, with a home mover mortgage. Our expert consultants can secure funding at competitive rates that are not possible to access by approaching a lender directly.

Remortgage

Remortgage

Many contractors and self-employed professionals have been content to let their initial rates expire and ride out the variable rate of their lender, only really reviewing the mortgage when rates start to increase. You might not be on the best rate, we can help make sure you're your not spending money you don't need to be spending!

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Client Experience

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Excellent advice from the team

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Marc Booth

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Quick, efficient & friendly

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Top Tips for Getting A Mortgage

Are there mortgages for Doctors and Healthcare Professionals?

Yes – Doctors and Healthcare Professionals are usually welcomed by banks. However, some banks struggle to offer the best deals to Doctors and Healthcare Professionals, particularly if your income is irregular or a combination of PAYE and locum or contractor earnings. At CMME, we know what lenders are looking for, and we also understand the different ways that you work.

A few tips to get mortgage ready: 

  • Get your paperwork in order – you’ll typically need 3 months’ business and personal bank statements, a form of valid ID and proof of your deposit
  • Check your credit profile – make sure your credit is looking healthy, pay off as many debts as possible and don’t undertake credit searches ahead of your mortgage application
  • Speak to a specialist broker, like CMME – even if your income is complex, that doesn’t mean your mortgage should be too

 

Check out our advice on Mortgages for Healthcare Professionals:

Mortgages for Doctors: Everything you Need to Know 

 

Want to talk to one of our mortgage experts?

We’re here to help Doctors and other Healthcare Professionals get the mortgage they deserve. If you’re thinking about buying a property or you’re ready to put in an offer, speak to one of our specialist advisors today on 01489 223 987, quoting ‘Health Service Discounts‘.

Alternatively, fill in your details below and one of our Specialist Advisers will call you back at a time that’s convenient for you.

Overcome the hurdles with our expert advice, see what CMME can do for you.

Get the Mortgage You Deserve

Monday to Thursday, 9 am-7 pm
and Friday, 9 am-5.30 pm.

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