We work with the UK’s leading specialist mortgage lenders to bring independent professionals more choice and better value. The table below is updated regularly to show our latest market-leading rates.

For a detailed quote that’s tailored to your independent professional circumstances, call one of our specialist advisers on 01489 555 080. 

Product Type Initial Rate Rate Ends Cost for Comparison Redemption Period Calculate Monthly Payments
First Time Buyer Fixed 1.47 30/06/2020 3.69% APR 30/06/2020 Calculate

Representative Example

A mortgage of £315,000 payable over 25 years, initially on a fixed rate which is currently 1.47% Fixed until 30/06/2020 followed by a variable rate, currently 3.99% for the remaining term of the mortgage and would require 24 payments of £1,255.36 followed by 276 payments of £1,628.46. The total amount payable would be £482,338.87 made up of the loan amount plus interest. The overall cost for comparison is 3.69% APRC representative. This is based on the lenders arrangement fee of £1,499 being paid up front.

Offset 1.97 31/07/2020 4.56% APR 31/07/2020 Calculate

Representative Example

A mortgage of £315,000 payable over 25 years, initially on a fixed rate which is currently 1.97% Fixed until 31/07/2020, followed by a variable rate, currently 4.99% for the remaining 23 year term of the mortgage and would require 25 payments of £1,330.55 followed by 275 payments of £1,797.98. The total amount payable would be £529,335.75 made up of the loan amount plus interest. The overall cost for comparison is 4.56% APRC representative. This is based on the lenders arrangement fee of £495 being paid up front.

Buy to Let Fixed 1.92 2 years 4.13% APR 2 years Calculate

Representative Example

A mortgage of £315,000 payable over 25 years, initially on a fixed rate which is currently 1.92% until 31/07/2020. This would be followed by a variable rate of 4.49% for the remaining 23 years and would require 25 payments of £1,322.91 followed by 275 payments of £ 1,714.40. The total amount payable would be £ 506,922.25 made up of the loan amount plus interest. The overall cost for comparison is 4.13% APRC representative. This is based on the £995 lender’s arrangement fee being paid upfront.

Fixed 1.47 30/06/2020 3.66% APR 30/06/2020 Calculate

Representative Example

A mortgage of £315,000 payable over 25 years, initially on a fixed rate which is currently 1.47% until 30/06/2020. This would be followed by a variable rate of 3.99% for the remaining 23 years and would require 24 payments of £1,255.36 followed by 276 payments of £1,628.46. The total amount payable would be £482,338.87 made up of the loan amount plus interest. The overall cost for comparison is 3.66% APRC representative. This is based on the £1,499 lender’s arrangement fee being paid upfront.

Discount 0.97 31/07/2020 4.40% APR 31/07/2020 Calculate

Representative Example

A mortgage of £315,000 payable over 25 years, initially discounted of 4.02% off the lenders standard variable rate which is currently 4.99%, giving a current rate payable of 0.97% until 31/07/2020. This would be followed by a variable rate of 4.99% for the remaining 23 years and would require 26 payments of £1,188.49 followed by 274 payments of £1,787.67. The total amount payable would be £522,404.32 made up of the loan amount plus interest. The overall cost for comparison is 4.4% APRC representative. This is based on the £1,495 lender’s arrangement fee being added to the loan.

Tracker Base Rate + 0.69 30/06/2023 4.80% APR 30/06/2023 Calculate

Representative Example

A mortgage of £315,000 payable over 25 years, initially on a rate tracking the Bank of England Base Rate currently 0.50% plus 0.69% giving a current rate payable of 1.19% until 30/06/2020. This would be followed by a variable rate of 5.69% with a discount of 1.00% giving a current rate payable of 4.69% until 30/06/2023 and then a variable rate currently 5.69% for the remaining term and would require 25 payments of £,1218.42 followed by 36 payments of £1,741.38 then 239 payments of £1,891.74. The total amount payable would be £546,590.04 made up of the loan amount plus interest. The overall cost for comparison is 4.8% APRC representative. This is based on the £999 lender’s arrangement fee being added to the loan.