Securing a mortgage as a locum can be a challenging task due to the way in which you work.
Here at Contractor Mortgages Made Easy, we understand your needs and circumstances as a locum and can therefore assist you in assessing mortgage funding.
As a locum you may find yourself working for short periods of time on random shifts and doing flexible hours. Therefore this could result in you having several gaps within your employment. We have agreed bespoke underwriting with a comprehensive range of lenders which will enable you to borrow based on your annualised contract rate. You may also be able to borrow more than you think, as this will ensure that any tax deductions on your payslips will not affect the mortgage affordability.
We can save you the time and hassle of approaching a high street lender who will not be able to fully understand your employment status as a locum, and will more than likely decline your mortgage application.
Contractor Mortgages for Locums:
- Streamlined processes to avoid paperwork and any delays
- Support of a dedicated consultant and a case manager
- Access to a comprehensive range of lenders
- Access to the same competitive rates that are available to permanent employees
Whatever your requirements as a locum, we can help! So get in touch today and speak with one of our experienced mortgage consultants to see how much you could borrow.