Mortgages | Protection

Complete financial control with CMME

From getting the right financial protection in place to securing the mortgage you deserve. CMME is the expert you need in your corner.

Our award-winning service is based on our dedication to servicing Freelancers, Contractors and self-employed professionals – people just like you!  We understand the way you choose to work and we are experienced in finding the right solutions for your specific needs.

✅ First time buyer?  See how much you could borrow and get expert guidance to secure the mortgage you deserve

✅ Looking to re-mortgage?  Understand your options and ensure you get the best deal for your needs – that could also save you money

✅ Are you covered if you couldn’t work? Look at how we can ensure financial security for you & your family if you were unable to work due to illness, injury or death

Why Choose CMME?

Protection For Life

Protection For Life

Our range of protection products cover critical illness, income protection, life and property insurances, all of those benefits that, as a self-employed professional you may not have in the same way as you would through a PAYE position.

The Mortgage You Deserve

The Mortgage You Deserve

CMME is one of the UK’s leading mortgage specialist for self employed professionals and those with complex incomes. Whether it’s your first mortgage, a remortgage or a buy to let, we can help you get the best possible mortgage for your needs.

We Understand The Way You Work

We Understand The Way You Work

We know that being self-employed can make it harder to 'fit the mould' when it comes to financial services. That’s why we’ve spent the last 15 years working with banks, lenders and other service providers to make sure independent professionals like you get the mortgages and financial protection they deserve.

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Top Tips For Maximising Your Mortgage Potential

Prepare for the credit checks

Make sure your credit score/profile is healthy, get a copy of your credit score and pay off as many outstanding debts as you can. Don’t undertake credit searches before looking at a mortgage.

Get your paperwork ready

You’ll need 3 months personal and business bank statements, an in-date passport and/or a driving licence, proof of your earnings (contracts or trading accounts if you don’t work via contracts) and proof of your deposit.

Get your deposit ready

Either save, get a gift from direct family, or look at a product like Barclay’s Family Springboard mortgage or Lloyd’s Lend-A-Hand mortgage – these are amongst several products where family members place money in a savings account connected to the mortgage. Generally, the bigger the deposit, the lower the interest rate.

Top Tips For Maximising Your Mortgage Potential

Protection When You Need It Most

Whatever your needs, CMME can help you identify the right protection products and services for you and your family, giving you complete financial and emotional peace of mind.  Specific areas include:

Income Protection Insurance: Replaces part of your income if you are unable to work for a long period of time because of illness or disability.

Critical Illness Insurance: Pays out a lump sum if you’re diagnosed with a critical illness. You can use the pay-out for anything such as, paying for medical treatment or to pay off your mortgage.

Life Insurance: This will ensure your family is taken care of in the unfortunate event of something happening to you.

Relevant Life Insurance: Set up through your limited company, Relevant Life provides a tax-efficient way to provide for your family in the event of death or diagnosis of a terminal illness.

Speak to an expert today about your mortgage or financial protection

We’re here to help. Call our dedicated IPSE helpline on 01489 223 952  for a free, no-obligation chat.  We’re open Monday to Friday 8am to 7pm. Alternatively, fill in your details below and one of our specialist advisers will call you back at a time that’s convenient for you.

IPSE Member Offer:  If you arrange your mortgage with us, you’ll receive a £50 Amazon voucher, with our thanks!

Offer applies for new CMME clients only.

See what CMME can do for you today.

Monday to Thursday, 9 am-7 pm
and Friday, 9 am-5.30 pm.


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Request a callback today.


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